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GIC Housing Finance Share Price Target 2024, 2025, 2026 to 2039 With Charts
GIC Housing Finance Limited | |||
 | Symbol: GICHSGFIN | ||
| Price: ₹201.61 | |||
| Exchange: NSE | |||
| Financial Services -> Mortgage Finance | |||
Show Table of Contents
Table of Contents
- 1: GIC Housing Finance Brief Company Overview
- 1.1: GIC Housing Finance Limited: A Reputable Provider of Housing Finance Solutions
- 1.2: GIC Housing Finance Financial Performance
- 1.2.1: Is GIC Housing Finance A Good Buy For Long Term?
- 2: Approach 1: Technical Analysis Paired With Price Action
- 2.1: GIC Housing Finance Share Price Target For 2024
- 2.1.1: GIC Housing Finance Share Price Target Table For 2024
- 2.1.2: Summary: GIC Housing Finance Share Price Prediction For 2024
- 2.2: GIC Housing Finance Share Price Target For 2025
- 2.2.1: GIC Housing Finance Share Price Target Table For 2025
- 2.2.2: Summary: GIC Housing Finance Share Price Prediction For 2025
- 3: Approach 2: Machine Learning By Studying Historical Prices
- 3.1: GIC Housing Finance Long Term Share Price Prediction Chart From 2024, 2025, 2026 to 2039
- 3.2: GIC Housing Finance Share Price Target Table From 2024, 2025, 2026 to 2039
- 4: GIC Housing Finance Past Performance
GIC Housing Finance Brief Company Overview
GIC Housing Finance Limited: A Reputable Provider of Housing Finance Solutions
Established in 1989, GIC Housing Finance Limited is a leading provider of housing finance services in India. Headquartered in Mumbai, the company offers a diverse range of housing loan products to individuals and entities involved in residential construction.
Reputation and Commitment
GIC Housing Finance has built a strong reputation in the industry for its commitment to providing accessible and affordable housing finance solutions. The company has consistently delivered value to its customers, earning their trust and loyalty.
Comprehensive Product Range
- Housing Loans for Individuals
- Loans for Residential Construction
- Other Housing-Related Finance Products
GIC Housing Finance is dedicated to empowering individuals and families to achieve their homeownership dreams. The company's diverse product range and commitment to customer satisfaction make it a preferred choice in the Indian housing finance market.
GIC Housing Finance Financial Performance
| Metric | Value | Description |
|---|---|---|
| Market Capital | 1,184.45 Crore | Market valuation of GIC Housing Finance's shares. |
| Revenue (TTM) | 311.53 Crore | Total revenue generated by GIC Housing Finance over the past twelve months. |
| Net Income (TTM) | +158.49 Crore | Net Profit or Loss after all the expenses over the past twelve months. |
| Operating Margin | 72.68% | Income from operations as a percentage of revenue, before taxes and interest. |
| Profit Margin | 50.87% | Net income as a percentage of revenue, after all expenses. |
| Revenue Growth (Quarterly) | -14.1% | Change in revenue compared to the previous quarter. |
| Earnings Growth (YOY Quarterly) | +22.5% | Change in earnings compared to the same quarter last year. |
| Debt-to-Equity (D/E) Ratio | 469.39 | Company's total debt divided by total shareholder equity. |
| Total Debt | 8,584.4 Crore | Sum of GIC Housing Finance's current & long-term financial obligations. |
| Total Cash | 35.86 Crore | Total amount of liquid funds available to GIC Housing Finance. |
| Beta | 1.26 | Beta is greater than 1 indicating that the GIC Housing Finance's price is more volatile than the market. |
Is GIC Housing Finance A Good Buy For Long Term?
GIC Housing Finance, a small-cap stock with a market capitalization of ₹1,109.65 crore, presents a mixed outlook for long-term investment. While its Q2 2024-25 report shows a healthy profit margin of 50.87% (₹158.49 crore net profit on ₹311.53 crore revenue), a substantial debt of ₹8,584.4 crore against a meagre cash balance of ₹35.86 crore raises significant concerns. Despite strong three-year returns (70.95%), recent performance (-22.05% in the last three months) is alarming. Considering the high debt and volatile recent performance, it's currently a not a good buy for long-term investment. Further investigation into the debt management strategy is crucial before considering any investment.
To predict the GIC Housing Finance's future market prices, we harnessed 2 dynamic approaches:
Approach 1: Technical Analysis Paired With Price Action
Approach 2: Machine Learning By Studying Historical Prices
Approach 1: Technical Analysis Paired With Price Action
GIC Housing Finance Share Price Target For 2024
The line chart displays the monthly closing prices of GIC Housing Finance with a black line. The green line shows three potential target prices for 2024, while the red line indicates three potential Stop Loss levels.
For detailed target and stop loss values for GIC Housing Finance shares in 2024, see the table below.
GIC Housing Finance Share Price Target Table For 2024
| GIC Housing Finance's Levels | Value | Reason/Importance |
|---|---|---|
| 2024 Target 3 | 207.80 (+3.07%) | Price Action: 14 Nov 2024 High |
| 2024 Target 2 | 205.60 (+1.97%) | Price Action: Feb 2023 High |
| 2024 Target 1 | 203.49 (+0.93%) | Price Action: 22 Oct 2024 Low |
| Current Price | 201.61 | GIC Housing Finance's 1 share price as of Thu 21 Nov 2024 |
| Stop Loss 1 | 200.76 (-0.43%) | Fibonacci Retracement Level 98.6% |
| Stop Loss 2 | 197.39 (-2.1%) | Fibonacci Retracement Extended 28.2% |
| Stop Loss 3 | 195.00 (-3.28%) | Price Action: Jan 2016 Low |
Summary: GIC Housing Finance Share Price Prediction For 2024
In summary, GIC Housing Finance has declined by ₹-12.94, recording a notable -6.03% decrease from 1st January 2024 to 21 Nov 2024. Despite the setback, our analysis of GIC Housing Finance for 2024 predicts an additional rise of 0.93% to 3.07% by the end of 2024 with three potential targets T1: 203.49, T2: 205.60, T3: 207.80. Stop Loss at SL1: 200.76, SL2: 197.39, SL3: 195.00.
GIC Housing Finance has a 52-week high of ₹292.39, acting as a crucial resistance level - a ceiling that could challenge further price increase. Conversely, it has a 52-week low of ₹185.20, a critical support level - think of this as a safety net where the price might stop falling.
After looking at 2024's share price prediction, let's now check what 2025 might hold for GIC Housing Finance.
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GIC Housing Finance Share Price Target For 2025
The line chart displays the monthly closing prices of GIC Housing Finance with a black line. The green line shows three potential target prices for 2025, while the red line indicates three potential Stop Loss levels.
For detailed target and stop loss values for GIC Housing Finance shares in 2025, see the table below.
GIC Housing Finance Share Price Target Table For 2025
| GIC Housing Finance's Levels | Value | Reason/Importance |
|---|---|---|
| 2025 Target 3 | 281.91 (+39.82%) | Price Action: Chart |
| 2025 Target 2 | 276.65 (+37.22%) | Price Action: Chart |
| 2025 Target 1 | 273.91 (+35.86%) | Custom Fibonacci Extension Lvl 64.9% |
| Current Price | 201.61 | GIC Housing Finance's 1 share price as of Thu 21 Nov 2024 |
| Stop Loss 1 | 182.00 (-9.73%) | Price Action: Nov 2019 High |
| Stop Loss 2 | 179.80 (-10.82%) | Price Action: Jan 2020 High |
| Stop Loss 3 | 177.35 (-12.04%) | Price Action: Mar 2023 High |
Summary: GIC Housing Finance Share Price Prediction For 2025
In summary, GIC Housing Finance has declined by ₹-12.94, recording a notable -6.03% decrease from 1st January 2024 to 21 Nov 2024. Despite the setback, our analysis of GIC Housing Finance for 2025 predicts an additional rise of 35.86% to 39.82% by the end of 2025 with three potential targets T1: 273.91, T2: 276.65, T3: 281.91. Stop Loss at SL1: 182.00, SL2: 179.80, SL3: 177.35.
GIC Housing Finance has a All-Time high of ₹623.40, acting as a crucial resistance level - a ceiling that could challenge further price increase. Conversely, it has a 52-week low of ₹185.20, a critical support level - think of this as a safety net where the price might stop falling.
After looking at 2024's and 2025's share price prediction, you might wonder what are short term targets for GIC Housing Finance, we have created a specific page for that check here: GIC Housing Finance Share Price Target For Tomorrow & Next Week
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Approach 2: Machine Learning By Studying Historical Prices
GIC Housing Finance Long Term Share Price Prediction Chart From 2024, 2025, 2026 to 2039
This chart presents a detailed projection of GIC Housing Finance share price predictions from 2024, 2025, 2026 to 2039. This share price Prediction represents a CAGR of 4.37% over the next 15 years.
For complete year by year GIC Housing Finance long term share price target from 2024, 2025 to 2039 check the below table.
GIC Housing Finance Share Price Target Table From 2024, 2025, 2026 to 2039
| Year | GIC Housing Finance Target | YoY Change % |
|---|---|---|
| 2024 | ₹201.61 | [Current Price] |
| 2024 | ₹222.59 | 10.4% |
| 2025 | ₹240.17 | 7.89% |
| 2026 | ₹263.1 | 9.54% |
| 2027 | ₹277.57 | 5.49% |
| 2028 | ₹273.35 | -1.53% |
| 2029 | ₹284.89 | 4.22% |
| 2030 | ₹303.83 | 6.64% |
| 2031 | ₹329.32 | 8.38% |
| 2032 | ₹344.08 | 4.48% |
| 2033 | ₹335.86 | -2.39% |
| 2034 | ₹347.19 | 3.37% |
| 2035 | ₹367.49 | 5.84% |
| 2036 | ₹395.54 | 7.63% |
| 2037 | ₹410.6 | 3.8% |
| 2038 | ₹398.37 | -2.98% |
| 2039 | ₹404.94 | 1.64% |
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GIC Housing Finance Past Performance
- In 1995, GIC Housing Finance opening price was ₹28.36
- As of Thu 21 Nov 2024 the price stands at ₹201.61.
- This represents a Compound Annual Growth Rate (CAGR) of 6.76%.
- In 29 years, an investment of 10,000 would have become ₹71,089.56.
As we wrap up, we hope you like our study on GIC Housing Finance share price predictions, please kindly note that these forecasts are based on technical analysis, past trends, and machine learning models. They are for educational purposes only, not investment advice.
Show Methodology We Use
Methodology Behind the Prediction
The share price predictions present on our site are derived from a robust model that incorporates multiple economic indicators, technical indicators, company performance metrics, and industry-specific factors.
We have historical share price data of all stocks for which we present targets, so we analyse historical trends from those past data and overlay them with projected market conditions to estimate future share prices of a stock.
- GIC Housing Finance Share Price History
- GIC Housing Finance Price Target Tomorrow
- GIC Housing Finance Dividend History
Disclaimer: Information is provided 'as is' and solely for informational and educational purposes, not for trading purposes or advice. We highly recommend to do your own research before making any investment.
