Select Page

GIC Housing Finance (Small Cap) Share Target 2024, 2025 To 2039

GIC Housing Finance Limited

Company Logo Price: ₹201.95
52 Week Low: ₹187.15
52 Week High: ₹292.40
Market Capital: 1,099.9 Crore (Smallcap)
Financial Services -> Mortgage Finance
Show Table of Contents

To predict the GIC Housing Finance's future market prices, we harnessed 2 dynamic approaches:

Approach 1: Technical Analysis Paired With Price Action
Approach 2: Machine Learning By Studying Historical Prices

Approach 1: Technical Analysis Paired With Price Action

GIC Housing Finance Share Price Target For 2024

The line chart displays the monthly closing prices of GIC Housing Finance with a black line. The green line shows three potential target prices for 2024, while the red line indicates three potential Stop Loss levels.

For detailed target and stop loss values for GIC Housing Finance shares in 2024, see the table below.

GIC Housing Finance Share Price Target Table For 2024

Level Value Analysis
2024 Target 3 210.85 (+4.4%) Price Action: 31 Oct 2024 Low
2024 Target 2 208.45 (+3.21%) Fibonacci Extension Level 23.60%
2024 Target 1 206.25 (+2.12%) Price Action: Sep 2024 Low
Current Price 201.95 GIC Housing Finance's share price as of 23 Dec 2024
Stop Loss 1 199.07 (-1.43%) Price Action: Apr 2024 Low
Stop Loss 2 196.9 (-2.5%) Price Action: Feb 2023 High
Stop Loss 3 194.82 (-3.54%) Price Action: May 2019 Low

Short-Term Technical Outlook

Current Technical Position: GIC Housing Finance is displaying bearish momentum trading below key moving averages.

Key Technical Level: The 50-day moving average at ₹213.97 serves as the nearest technical reference point.

Historical Returns: 3-month: -13.94% | 6-month: -16.6% | 1-year: -4.62%

GIC Housing Finance Share Price Target For 2025

The line chart displays the monthly closing prices of GIC Housing Finance with a black line. The green line shows three potential target prices for 2025, while the red line indicates three potential Stop Loss levels.

For detailed target and stop loss values for GIC Housing Finance shares in 2025, see the table below.

GIC Housing Finance Share Price Target Table For 2025

Level Value Analysis
2025 Target 3 276.41 (+36.86%) Price Action: Chart
2025 Target 2 271.26 (+34.32%) Price Action: Chart
2025 Target 1 268.57 (+32.97%) Fibonacci Extension Level 64.90%
Current Price 201.95 GIC Housing Finance's share price as of 23 Dec 2024
Stop Loss 1 185.2 (-8.3%) Fibonacci Retracement Level 98.60%
Stop Loss 2 182.82 (-9.48%) Price Action: Jun 2023 High
Stop Loss 3 179.52 (-11.11%) Price Action: Jan 2023 Low

Long-Term Technical Outlook

52-Week Range Analysis: GIC Housing Finance is currently trading near its 52-week low of ₹187.15, indicating potential value opportunity.

Long-Term Trend Analysis: The stock is in a bearish long-term trend, trading below key long-term moving averages.

Long-Term Performance: 1-year: -4.62% | 3-year: +48.82% | 5-year: +49.23%

Stay ahead of the market! Get instant alerts on crucial market breakouts. Don't miss out on key opportunities!

Join our WhatsApp group

Join our Telegram group

Your phone number will be HIDDEN to other users.

Approach 2: Machine Learning By Studying Historical Prices

GIC Housing Finance Share Price Target Chart and Table From 2024, 2025, 2026 to 2039

Year Target 1 Target 1 YoY Chg % Target 2
Current Price ₹201.95
2024 ₹220.59 +9.23% ₹223.90
2025 ₹236.07 +7.01% ₹242.81
2026 ₹256.70 +8.73% ₹260.55
2027 ₹269.00 +4.79% ₹273.03
2028 ₹263.28 -2.12% ₹270.59
2029 ₹272.85 +3.63% ₹284.48
2030 ₹289.48 +6.09% ₹298.37
2031 ₹312.26 +7.86% ₹316.94
2032 ₹324.80 +4.01% ₹329.67
2033 ₹315.73 -2.79% ₹326.15
2034 ₹325.12 +2.97% ₹340.04
2035 ₹342.88 +5.46% ₹353.92
2036 ₹367.81 +7.27% ₹373.33
2037 ₹380.60 +3.47% ₹386.31
2038 ₹368.17 -3.26% ₹381.70
2039 ₹373.28 +1.38% ₹395.59

Note: Target 1 and Target 2 represent price levels that the stock is most likely to achieve during the respective year, based on machine learning algorithms analyzing historical price patterns and market behavior. These predictions are generated through comprehensive analysis of the stock's historical data using advanced ML models.

GIC Housing Finance Brief Company Overview

GIC Housing Finance Limited: A Reputable Provider of Housing Finance Solutions Established in 1989, GIC Housing Finance Limited is a leading provider of housing finance services in India. Headquartered in Mumbai, the company offers a diverse range of housing loan products to... individuals and entities involved in residential construction. Reputation and Commitment GIC Housing Finance has built a strong reputation in the industry for its commitment to providing accessible and affordable housing finance solutions. The company has consistently delivered value to its customers, earning their trust and loyalty. Comprehensive Product Range Housing Loans for Individuals Loans for Residential Construction Other Housing-Related Finance Products GIC Housing Finance is dedicated to empowering individuals and families to achieve their homeownership dreams. The company's diverse product range and commitment to customer satisfaction make it a preferred choice in the Indian housing finance market.

GIC Housing Finance Financial Performance

Metric Value Description
Market Capital 1,099.9 Crore Market valuation of GIC Housing Finance's shares.
Revenue (TTM) 311.53 Crore Total revenue generated by GIC Housing Finance over the past twelve months.
Net Income (TTM) +158.49 Crore Net Profit or Loss after all the expenses over the past twelve months.
Operating Margin +72.68% Income from operations as a percentage of revenue, before taxes and interest.
Profit Margin +50.87% Net income as a percentage of revenue, after all expenses.
Revenue Growth
(Quarterly)
-14.1% Change in revenue compared to the previous quarter.
Earnings Growth
(YOY Quarterly)
+22.5% Change in earnings compared to the same quarter last year.
Debt-to-Equity
(D/E) Ratio
469.39 Company's total debt divided by total shareholder equity.
Total Debt 8,584.4 Crore Sum of GIC Housing Finance's current & long-term financial obligations.
Total Cash 35.86 Crore Total amount of liquid funds available to GIC Housing Finance.
Beta 1.26 Beta is greater than 1 indicating that the GIC Housing Finance's price is more volatile than the market.

Is GIC Housing Finance A Good Buy For Long Term?

GIC Housing Finance, a small-cap stock with a market capitalization of ₹1,099.9 crore, presents a mixed investment picture. While its high profit margin of 50.87% (net profit ₹158.49 crore on revenue of ₹311.53 crore in TTM) is encouraging, a massive debt of ₹8,584.4 crore (Q2 2024-25) against a meager cash balance of ₹35.86 crore raises significant concerns. Despite strong 3-year returns (67.31%), recent performance shows negative trends (-23.71% in the last 3 months, -6.04% YTD). Therefore, it's currently a not a good buy for long-term investors due to its high debt-to-equity ratio. Further investigation into debt management strategies is crucial before considering investment.

Disclaimer: The information provided on this page is for educational purposes only and should not be considered as financial advice. Historical performance data and technical analysis cannot guarantee future results. Stock investments are subject to market risks. Please consult with a qualified financial advisor before making any investment decisions.

All stock data shown is sourced from publicly available information and while we strive for accuracy, we cannot guarantee the absolute accuracy of all figures. Users should verify critical information from official sources before making investment decisions.