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ESAF Small Finance Bank (Small Cap) Share Target 2024, 2025 To 2039

ESAF Small Finance Bank

Company Logo Price: ₹38.65
52 Week Low: ₹37.90
52 Week High: ₹82.40
Market Capital: 2,026.76 Crore (Smallcap)
Financial Services -> Banks - Regional
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To predict the ESAF Small Finance Bank's future market prices, we harnessed 2 dynamic approaches:

Approach 1: Technical Analysis Paired With Price Action
Approach 2: Machine Learning By Studying Historical Prices

Approach 1: Technical Analysis Paired With Price Action

ESAF Small Finance Bank Share Price Target For 2024

The line chart displays the monthly closing prices of ESAF Small Finance Bank with a black line. The green line shows three potential target prices for 2024, while the red line indicates three potential Stop Loss levels.

For detailed target and stop loss values for ESAF Small Finance Bank shares in 2024, see the table below.

ESAF Small Finance Bank Share Price Target Table For 2024

Level Value Analysis
2024 Target 3 40.29 (+4.24%) Price Action: 17 Dec 2024 High
2024 Target 2 39.78 (+2.92%) Price Action: 17 Dec 2024 Low
2024 Target 1 39.34 (+1.78%) Price Action: 20 Dec 2024 High
Current Price 38.65 ESAF Small Finance Bank's share price as of 23 Dec 2024
Stop Loss 1 38.26 (-1.01%) Price Action: 21 Nov 2024 Low
Stop Loss 2 37.88 (-2%) Price Action: Chart
Stop Loss 3 36.82 (-4.74%) Fibonacci Retracement Level 28.20%

Short-Term Technical Outlook

Current Technical Position: ESAF Small Finance Bank is displaying bearish momentum trading below key moving averages.

Key Technical Level: The 25-day moving average at ₹40 serves as the nearest technical reference point.

Historical Returns: 3-month: -14.5% | 6-month: -27.32% | 1-year: -42.96%

ESAF Small Finance Bank Share Price Target For 2025

The line chart displays the monthly closing prices of ESAF Small Finance Bank with a black line. The green line shows three potential target prices for 2025, while the red line indicates three potential Stop Loss levels.

For detailed target and stop loss values for ESAF Small Finance Bank shares in 2025, see the table below.

ESAF Small Finance Bank Share Price Target Table For 2025

Level Value Analysis
2025 Target 3 68.78 (+77.95%) Price Action: Chart
2025 Target 2 67.5 (+74.64%) Price Action: Chart
2025 Target 1 66.83 (+72.91%) Fibonacci Extension Level 64.90%
Current Price 38.65 ESAF Small Finance Bank's share price as of 23 Dec 2024
Stop Loss 1 31.85 (-17.6%) Price Action: Chart
Stop Loss 2 31.53 (-18.43%) Price Action: Chart
Stop Loss 3 30.96 (-19.89%) Price Action: Chart

Long-Term Technical Outlook

52-Week Range Analysis: ESAF Small Finance Bank is currently trading near its 52-week low of ₹37.9, indicating potential value opportunity.

Long-Term Trend Analysis: The stock is in a bearish long-term trend, trading below key long-term moving averages.

Long-Term Performance: 1-year: -42.96% | 3-year: NA | 5-year: NA

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Approach 2: Machine Learning By Studying Historical Prices

ESAF Small Finance Bank Share Price Target Chart and Table From 2024, 2025, 2026 to 2039

Year Target 1 Target 1 YoY Chg % Target 2
Current Price ₹38.65
2024 ₹38.90 +0.64% ₹40.64
2025 ₹33.90 -12.85% ₹37.16
2026 ₹42.48 +25.3% ₹44.87
2027 ₹41.89 -1.38% ₹42.52

Note: Target 1 and Target 2 represent price levels that the stock is most likely to achieve during the respective year, based on machine learning algorithms analyzing historical price patterns and market behavior. These predictions are generated through comprehensive analysis of the stock's historical data using advanced ML models.

ESAF Small Finance Bank Brief Company Overview

ESAF Small Finance Bank: A Comprehensive Overview ESAF Small Finance Bank, established in 1992 and headquartered in Thrissur, India, is a leading provider of banking products and services in the country. Key Products and Services: Various account... options (savings, current, NRI) Deposits (fixed, recurring, social) Debit cards Extensive loan portfolio (vehicle loans, personal loans, MSME loans, agricultural loans, and more) Salary overdrafts and loans against property Micro-finance Payment services National pension system Investment products Mobile, Internet, and SMS banking Reputation and Commitment: ESAF Small Finance Bank has a strong reputation in the industry, known for its diverse product range, commitment to customer service, and financial inclusion initiatives. Its subsidiary status under ESAF Financial Holdings Private Limited further enhances its credibility.

ESAF Small Finance Bank Financial Performance

Metric Value Description
Market Capital 2,026.76 Crore Market valuation of ESAF Small Finance Bank's shares.
Revenue (TTM) 2,202.2 Crore Total revenue generated by ESAF Small Finance Bank over the past twelve months.
Net Income (TTM) +358.37 Crore Net Profit or Loss after all the expenses over the past twelve months.
Operating Margin +15.88% Income from operations as a percentage of revenue, before taxes and interest.
Profit Margin +16.27% Net income as a percentage of revenue, after all expenses.
Revenue Growth
(Quarterly)
-3.1% Change in revenue compared to the previous quarter.
Earnings Growth
(YOY Quarterly)
-51.7% Change in earnings compared to the same quarter last year.
Debt-to-Equity
(D/E) Ratio
1.37 Company's total debt divided by total shareholder equity.
Total Debt 3,222.53 Crore Sum of ESAF Small Finance Bank's current & long-term financial obligations.
Total Cash 208.74 Crore Total amount of liquid funds available to ESAF Small Finance Bank.

Is ESAF Small Finance Bank A Good Buy For Long Term?

ESAF Small Finance Bank, a small-cap stock with a market capitalization of ₹2,026.76 crore, presents a mixed picture. While it boasts a healthy profit margin of 16.27% and a net profit of ₹358.37 crore (TTM), substantial debt (₹3,222.53 crore) against a modest cash balance (₹208.74 crore) raises concerns. Negative growth trends (-51.7% YoY earnings change, -3.1% QoQ revenue change) and significantly negative returns over the past 3, 6, and 12 months (-24.50%, -36.75%, 0.00% respectively) suggest caution. Based on this, ESAF Small Finance Bank is currently a not a good buy for the long term. Further investigation is recommended.

Disclaimer: The information provided on this page is for educational purposes only and should not be considered as financial advice. Historical performance data and technical analysis cannot guarantee future results. Stock investments are subject to market risks. Please consult with a qualified financial advisor before making any investment decisions.

All stock data shown is sourced from publicly available information and while we strive for accuracy, we cannot guarantee the absolute accuracy of all figures. Users should verify critical information from official sources before making investment decisions.