Home / Share Price Target / Esafsfb
ESAF Small Finance Bank Share Price Target 2024, 2025, 2026 to 2039 With Charts
ESAF Small Finance Bank | |||
 | Symbol: ESAFSFB | ||
| Price: ₹39.04 | |||
| Exchange: NSE | |||
| Financial Services -> Banks - Regional | |||
Show Table of Contents
Table of Contents
- 1: ESAF Small Finance Bank Brief Company Overview
- 1.1: ESAF Small Finance Bank: A Comprehensive Overview
- 1.2: ESAF Small Finance Bank Financial Performance
- 1.2.1: Is ESAF Small Finance Bank A Good Buy For Long Term?
- 2: Approach 1: Technical Analysis Paired With Price Action
- 2.1: ESAF Small Finance Bank Share Price Target For 2024
- 2.1.1: ESAF Small Finance Bank Share Price Target Table For 2024
- 2.1.2: Summary: ESAF Small Finance Bank Share Price Prediction For 2024
- 2.2: ESAF Small Finance Bank Share Price Target For 2025
- 2.2.1: ESAF Small Finance Bank Share Price Target Table For 2025
- 2.2.2: Summary: ESAF Small Finance Bank Share Price Prediction For 2025
- 3: Approach 2: Machine Learning By Studying Historical Prices
- 3.1: ESAF Small Finance Bank Long Term Share Price Prediction Chart From 2024, 2025, 2026 to 2039
- 3.2: ESAF Small Finance Bank Share Price Target Table From 2024, 2025, 2026 to 2039
- 4: ESAF Small Finance Bank Past Performance
ESAF Small Finance Bank Brief Company Overview
ESAF Small Finance Bank: A Comprehensive Overview
ESAF Small Finance Bank, established in 1992 and headquartered in Thrissur, India, is a leading provider of banking products and services in the country.
Key Products and Services:
- Various account options (savings, current, NRI)
- Deposits (fixed, recurring, social)
- Debit cards
- Extensive loan portfolio (vehicle loans, personal loans, MSME loans, agricultural loans, and more)
- Salary overdrafts and loans against property
- Micro-finance
- Payment services
- National pension system
- Investment products
- Mobile, Internet, and SMS banking
Reputation and Commitment:
ESAF Small Finance Bank has a strong reputation in the industry, known for its diverse product range, commitment to customer service, and financial inclusion initiatives. Its subsidiary status under ESAF Financial Holdings Private Limited further enhances its credibility.
Advertisement
ESAF Small Finance Bank Financial Performance
| Metric | Value | Description |
|---|---|---|
| Market Capital | 2,307.92 Crore | Market valuation of ESAF Small Finance Bank's shares. |
| Revenue (TTM) | 2,202.2 Crore | Total revenue generated by ESAF Small Finance Bank over the past twelve months. |
| Net Income (TTM) | +358.37 Crore | Net Profit or Loss after all the expenses over the past twelve months. |
| Operating Margin | 15.88% | Income from operations as a percentage of revenue, before taxes and interest. |
| Profit Margin | 16.27% | Net income as a percentage of revenue, after all expenses. |
| Revenue Growth (Quarterly) | -3.1% | Change in revenue compared to the previous quarter. |
| Earnings Growth (YOY Quarterly) | -51.7% | Change in earnings compared to the same quarter last year. |
| Debt-to-Equity (D/E) Ratio | 1293.25 | Company's total debt divided by total shareholder equity. |
| Total Debt | 3,222.53 Crore | Sum of ESAF Small Finance Bank's current & long-term financial obligations. |
| Total Cash | 208.74 Crore | Total amount of liquid funds available to ESAF Small Finance Bank. |
Is ESAF Small Finance Bank A Good Buy For Long Term?
ESAF Small Finance Bank, a small-cap stock with a market capitalization of ₹2,171.86 crore, presents a mixed picture for long-term investors. While it boasts a healthy profit margin of 16.27% and generated a net profit of ₹358.37 crore in the last 12 months, significant concerns exist. The substantial debt of ₹3,222.53 crore (Q1 2024-25) against a cash balance of only ₹208.74 crore is alarming. Coupled with negative returns across various timeframes (-43.18% YTD), it's currently a not a good buy for long-term investment. Further investigation into the reasons for the sharp decline in earnings (-51.7% YoY) is crucial before considering any investment.
To predict the ESAF Small Finance Bank's future market prices, we harnessed 2 dynamic approaches:
Approach 1: Technical Analysis Paired With Price Action
Approach 2: Machine Learning By Studying Historical Prices
Approach 1: Technical Analysis Paired With Price Action
ESAF Small Finance Bank Share Price Target For 2024
The line chart displays the monthly closing prices of ESAF Small Finance Bank with a black line. The green line shows three potential target prices for 2024, while the red line indicates three potential Stop Loss levels.
For detailed target and stop loss values for ESAF Small Finance Bank shares in 2024, see the table below.
Advertisement
ESAF Small Finance Bank Share Price Target Table For 2024
| ESAF Small Finance Bank's Levels | Value | Reason/Importance |
|---|---|---|
| 2024 Target 3 | 40.42 (+3.53%) | Fibonacci Extension Level 123.6% |
| 2024 Target 2 | 39.96 (+2.35%) | Custom Fibonacci Extension Lvl 50% |
| 2024 Target 1 | 39.47 (+1.1%) | Custom Fibonacci Extension Lvl 23.6% |
| Current Price | 39.04 | ESAF Small Finance Bank's 1 share price as of Thu 14 Nov 2024 |
| Stop Loss 1 | 38.91 (-0.34%) | Price Action: Chart |
| Stop Loss 2 | 38.18 (-2.21%) | Fibonacci Retracement Level 98.6% |
| Stop Loss 3 | 37.63 (-3.62%) | Fibonacci Retracement Extended 28.2% |
Summary: ESAF Small Finance Bank Share Price Prediction For 2024
In summary, ESAF Small Finance Bank has declined by ₹-29.66, recording a notable -43.17% decrease from 1st January 2024 to 14 Nov 2024. Despite the setback, our analysis of ESAF Small Finance Bank for 2024 predicts an additional rise of 1.1% to 3.53% by the end of 2024 with three potential targets T1: 39.47, T2: 39.96, T3: 40.42. Stop Loss at SL1: 38.91, SL2: 38.18, SL3: 37.63.
ESAF Small Finance Bank has a 52-week high of ₹82.40, acting as a crucial resistance level - a ceiling that could challenge further price increase. Conversely, it has a 52-week low of ₹38.15, a critical support level - think of this as a safety net where the price might stop falling.
After looking at 2024's share price prediction, let's now check what 2025 might hold for ESAF Small Finance Bank.
Stay ahead of the market! Get instant alerts on crucial market breakouts. Don't miss out on key opportunities!
Your phone number will be HIDDEN to other users.
ESAF Small Finance Bank Share Price Target For 2025
The line chart displays the monthly closing prices of ESAF Small Finance Bank with a black line. The green line shows three potential target prices for 2025, while the red line indicates three potential Stop Loss levels.
For detailed target and stop loss values for ESAF Small Finance Bank shares in 2025, see the table below.
Advertisement
ESAF Small Finance Bank Share Price Target Table For 2025
| ESAF Small Finance Bank's Levels | Value | Reason/Importance |
|---|---|---|
| 2025 Target 3 | 69.74 (+78.63%) | Price Action: Chart |
| 2025 Target 2 | 68.44 (+75.3%) | Price Action: Chart |
| 2025 Target 1 | 67.76 (+73.56%) | Custom Fibonacci Extension Lvl 64.9% |
| Current Price | 39.04 | ESAF Small Finance Bank's 1 share price as of Thu 14 Nov 2024 |
| Stop Loss 1 | 32.05 (-17.91%) | Price Action: Chart |
| Stop Loss 2 | 31.73 (-18.73%) | Price Action: Chart |
| Stop Loss 3 | 31.16 (-20.19%) | Price Action: Chart |
Summary: ESAF Small Finance Bank Share Price Prediction For 2025
In summary, ESAF Small Finance Bank has declined by ₹-29.66, recording a notable -43.17% decrease from 1st January 2024 to 14 Nov 2024. Despite the setback, our analysis of ESAF Small Finance Bank for 2025 predicts an additional rise of 73.56% to 78.63% by the end of 2025 with three potential targets T1: 67.76, T2: 68.44, T3: 69.74. Stop Loss at SL1: 32.05, SL2: 31.73, SL3: 31.16.
ESAF Small Finance Bank has a All-Time high of ₹82.40, acting as a crucial resistance level - a ceiling that could challenge further price increase. Conversely, it has a 52-week low of ₹38.15, a critical support level - think of this as a safety net where the price might stop falling.
After looking at 2024's and 2025's share price prediction, you might wonder what are short term targets for ESAF Small Finance Bank, we have created a specific page for that check here: ESAF Small Finance Bank Share Price Target For Tomorrow & Next Week
Stay ahead of the market! Get instant alerts on crucial market breakouts. Don't miss out on key opportunities!
Your phone number will be HIDDEN to other users.
Approach 2: Machine Learning By Studying Historical Prices
ESAF Small Finance Bank Long Term Share Price Prediction Chart From 2024, 2025, 2026 to 2039
This chart presents a detailed projection of ESAF Small Finance Bank share price predictions from 2024, 2025, 2026 to 2039. This share price Prediction represents a CAGR of 1.56% over the next 3 years.
For complete year by year ESAF Small Finance Bank long term share price target from 2024, 2025 to 2039 check the below table.
ESAF Small Finance Bank Share Price Target Table From 2024, 2025, 2026 to 2039
| Year | ESAF Small Finance Bank Target | YoY Change % |
|---|---|---|
| 2024 | ₹39.04 | [Current Price] |
| 2024 | ₹38.9 | -0.34% |
| 2025 | ₹33.9 | -12.88% |
| 2026 | ₹42.48 | 25.3% |
| 2027 | ₹40.13 | -5.54% |
Stay ahead of the market! Get instant alerts on crucial market breakouts. Don't miss out on key opportunities!
Your phone number will be HIDDEN to other users.
ESAF Small Finance Bank Past Performance
- In 2023, ESAF Small Finance Bank opening price was ₹71
- As of Thu 14 Nov 2024 the price stands at ₹39.04.
- This represents a Compound Annual Growth Rate (CAGR) of -25.85%.
- In 1 year, an investment of 10,000 would have become ₹5,498.59.
As we wrap up, we hope you like our study on ESAF Small Finance Bank share price predictions, please kindly note that these forecasts are based on technical analysis, past trends, and machine learning models. They are for educational purposes only, not investment advice.
Show Methodology We Use
Methodology Behind the Prediction
The share price predictions present on our site are derived from a robust model that incorporates multiple economic indicators, technical indicators, company performance metrics, and industry-specific factors.
We have historical share price data of all stocks for which we present targets, so we analyse historical trends from those past data and overlay them with projected market conditions to estimate future share prices of a stock.
- ESAF Small Finance Bank Share Price History
- ESAF Small Finance Bank Price Target Tomorrow
- ESAF Small Finance Bank Dividend History
Disclaimer: Information is provided 'as is' and solely for informational and educational purposes, not for trading purposes or advice. We highly recommend to do your own research before making any investment.
